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3 Questions To Ask Before Buying Your Next Home
Home Loan
Interest Rates
New Purchase
13 Aug 2024
3 Questions To Ask Before Buying Your Next Home

Should I use my CPF to pay off my mortgage?
Home Loan
Interest Rates
New Purchase
Refinancing
22 Jul 2024
Should I use my CPF to pay off my mortgage?

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Three Reasons to take a Floating Interest Rate Today
Interest Rates
15 Mar 2020
Three Reasons to take a Floating Interest Rate Today

As SIBOR continues to fall in 2020, even the most risk adverse may find value in choosing this volatile type of home loan package. Here's why you should take a floating rate today.

MAS Deferred Mortgage Repayment Relief Measures – Who Should Apply and Why
News
01 Apr 2020
MAS Deferred Mortgage Repayment Relief Measures – Who Should Apply and Why

On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?

Interest Repayment Schemes - How to Defer your Mortgage in Singapore
News
31 Mar 2020
Interest Repayment Schemes - How to Defer your Mortgage in Singapore

Before March 31 2020, banks were offering various relief measures to help homeowners during the COVID-19 pandemic. We compiled a list of 8 banks and financial institutions.

Board Rate? What Does This Mean and Should You Take One?
Interest Rates
20 Sept 2022
Board Rate? What Does This Mean and Should You Take One?

A board rate is a home loan interest rate that the bank determines internally. There is no transparency to you and me. How this rate is decided and what benchmarks are used are not revealed to the public. Read on to find out why you should avoid these home loan packages.

US Fed Rate cut: What COVID-19 means for your Home Loan in Singapore
News
16 Mar 2020
US Fed Rate cut: What COVID-19 means for your Home Loan in Singapore

The Federal Reserve in the US cut interest rates again on 15 March 2020, the second emergency cut this year after dropping 0.5% on 3 March 2020. Even more surprising? The emergency rate cut of 1.0%, to a range of 0% - 0.25%.

Let me know when interest rates drop!