Wondering if mortgage rates in Singapore will drop in 2025? While experts predict a gradual decline, the timeline remains uncertain. With fixed rates currently lower than floating rates, is now the right time to lock in a loan? This article breaks down interest rate trends, expert forecasts, and the best refinancing strategies for homeowners. Read on to make the smartest mortgage decision in 2025!
Looking for the best home loan in Singapore? This guide compares fixed vs floating rate home loans, breaking down their pros and cons, who they are best suited for, and how to choose the right mortgage in 2025. Whether you're buying a new launch condo or refinancing, find out which loan type will save you the most money. Read now to make an informed decision!
When one bank in Singapore announced they were raising their interest rate floor, the backlash was swift. But what is an interest rate floor and are banks allowed to raise it? I mean... it's supposed to be a FLOOR, right?
On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?
Before March 31 2020, banks were offering various relief measures to help homeowners during the COVID-19 pandemic. We compiled a list of 8 banks and financial institutions.
The Federal Reserve in the US cut interest rates again on 15 March 2020, the second emergency cut this year after dropping 0.5% on 3 March 2020. Even more surprising? The emergency rate cut of 1.0%, to a range of 0% - 0.25%.